Tips for Directors
Insurance
Trip Cancellation Insurance

Contact Information: 
Travel Guard International
ProtectAssist Travel Insurance
1-800-549-9037
www.TravelGuard.com

Coverage Max Benefit
Trip Cancellation
(Insurance does NOT cover if people or administrations decide not to allow the group to travel)
Trip Cost
Trip Interruption 150% of Trip Cost
Trip Interruption — Return Air Only $750 or 150% of trip cost, whichever is greater
Trip Delay
(Maximum of $150 per day)
$750
Missed Connection $250
Baggage & Travel Document Loss
(Includes lost, stolen, or damaged luggage or travel documents)
$1,000
Medical Expenses $25,000
Emergency Medical Transportation $500,000
Family Coverage — At no additional charge, the plan covers all children age 17 and under who are traveling with and related to the primary adult named on teh enrollment form.

Extra Coverage:
When you purchase this travel insurance within 15 days* of making your initial trip deposit, you also receive:

Coverage in the event of cruise line, airline, and tour operator financial default (Financial default is not covered for all suppliers.)
Waiver of Pre-existing Medical Condition Exclusion.
Missed Connection Benefits increased to $500
$50,000 Flight Guard®

*Day one is the date the trip deposit is received

Please call 1-800-549-9037 for all questions about coverage.

Check-out their Website: www.TravelGuard.com

Look at the top right corner for the Agent Link box. Type in the code 52333


Musical Instrument Insurance

Contact Information: 
Music Agency Inc. (800) 421-1283

Details: They will send insurance applications to the schools directly

Lengths: Policies are 6, 12, or 24 month

Coverages: They will cover repairs on instruments that have been dropped, stepped on, knocked off chairs, vandalized, fire, run over, damaged on flights, or theft

Deductible:  $15.00

Premiums: vary depending on value of instrument

Examples:
A $500 instrument for six months - $12.00
A $1,000 instrument for six months - $24.00
A $1,000 instrument for 12 months - $48.00

*  Airlines are becoming more difficult and often are not covering damage to musical instruments.  Please look into an insurance policy (rider or one mentioned above) to cover instrument damages. 

6808 Hobson Valley Drive Unit 110, Woodridge, Illinois 60517Illinois: (630) 824-4343Toll Free: (800) 373-1423Email